Debt Relief Services

Start Your Journey to Debt Relief Today!

Contact Our New York Debt Relief Lawyers

Call or Text: (212) 221-9892

Has your unmanageable debt resulted in creditor harassment? Are you the victim of frequent and unnecessary phone calls at home or work? Have you been threatened by a collection agency? The Hurwitz Law Firm is here to help. Our experienced debt collection lawyers provide effective debt relief solutions to residents in Queens, Brooklyn, NYC and surrounding areas.

For information regarding our affordable legal fees and payment plan, click here .

NYC – Queens – Brooklyn – Debt Relief Lawyers

Our Areas of Practice

Dedicated to our practice, our New York debt relief lawyers have spent years developing effective, cost-efficient strategies for our clients facing debt collection lawsuits. Our legal approach has been carefully constructed to accommodate the needs of our clients and to simplify the legal process as much as possible.

We are proud to offer the following legal services to our clients:

Credit card collection defense

Stop Wage Garnishment & Release Frozen Bank Account

The debt relief lawyers at The Hurwitz Law Firm have handled thousands of credit card debt collection lawsuits are experienced reviewing all the legal documents needed to defend you from a lawsuit, wage garnishment, frozen bank account and other collection enforcement.

We have opposed all the large credit card collection lawyers such as Forster & Garbus LLP and Mullooly Jeffrey Rooney & Flynn LLP, as well as lesser known collection firms like Panteris & Panteris and Smith Carroad Levy & Wan.

Our law office staff regularly attends the Civil Court of the City of New York in Queens, Brooklyn, NYC and beyond. We are able to quickly file an Order to Show Cause to vacate a default judgment entered by a debt collector like Lacy Katzen or Daniels Norelli Scully & Cecere PC. We are able to quickly stop wage garnishment and release frozen bank account restraining notices.

Whether you have been sued by the original creditor or a debt buyer like Portfolio Recovery Associates LLC or CACH LLC, our debt counselors at law will review the Affidavit of Service, Summons & Complaint and Default Judgment to determine whether the debt collector may have violated the debt collection legal process.

If you would like information regarding our flat rate legal fees for these debt defense services, please click here. But there is no charge to send us your legal documents for a free case review today!

Debt Settlement Program

Our New York debt relief lawyers operate a successful debt settlement program, which offers our clients a user-friendly way to resolve all of their credit card debt with just one monthly deposit into a debt settlement bank account controlled by our firm. We negotiate with collection agency lawyers like Selip & Stylianou LLP – Cohen & Slamowitz LLP and many more to arrange affordable settlements within your budget.

The legal fee we charge for participation in our Debt Settlement Program is fifteen percent (15%) of your account balances at the time of enrollment. However, our fee for settlement of any account is not earned or paid to us until a settlement agreement has been entered into for that account. The monthly debt settlement deposit amount we calculate with you is based on an estimated sixty-five percent (65%) settlement amount for your enrolled accounts, plus our 15% settlement fee, and the cost of your debt settlement bank account as arranged with an insured financial institution. Most clients can expect to see at least one enrolled account settled within your first year in our program.

You as the client own all funds on deposit in your debt settlement bank account, called a Dedicated Account. You can withdraw those funds at any time without penalty.

Note: Debt settlement can hurt your credit rating and you may incur taxes on any portion of a debt forgiven by a creditor. Alternatives to debt settlement include free credit counseling and arrangements to repay debts in full, as well as Bankruptcy to discharge all of your unsecured debt and/or restructure any secured loans.

For details on our Debt Settlement Program and important disclosures, click here.

If you have any questions about our Debt Settlement Program, contact our New York debt relief lawyers for a free consultation.


If your budget does not let you afford settlement of your debts, our attorneys can review your finances with you to determine if you are likely to qualify for a discharge of debts by filing for Bankruptcy protection under Chapter 7 of the U.S. Bankruptcy Code.

Homeowners, those with student loan debt, and a variety of other debtors may also benefit from a financial review for a Bankruptcy filing under Chapter 13 of the U.S. Bankruptcy Code, which includes a favorable repayment plan.

Contact us anytime for a free bankruptcy pre-screening.

Foreclosure Defense & Mortgage modifications

If you have fallen behind on your mortgage payments, contact the bank or mortgage servicing agent early can make a big difference in the effort to save your home or negotiate a favorable surrender. By responding to mail and phone calls from the bank’s servicing agent, you show your own Good Faith. If the bank fails to reciprocate with its own Good Faith settlement negotiations, you may be able to have any foreclosure lawsuit dismissed in court.

We find it is most helpful to have a professional review your mortgage loan documents for popular defenses to foreclosure, including the bank’s lack of standing to sue and lack of ownership of the mortgage or promissory note. By reviewing the right information within the lender’s paperwork, an experienced attorney can identify important problems with the bank’s case, which can make all the difference in obtaining a favorable outcome.

Our law firm employs attorneys and staff knowledgeable about of the popular mortgage modification programs sponsored by the U.S. government, including the Home Affordable Mortgage Program (H.A.M.P.)

Strategic litigation of defenses to foreclosure while going through the mortgage modification application process is often an important way to gain leverage over the bank and pressure them to approve a modification that may otherwise be denied.

Contact our home rescue law firm for a free case review.

Protection of consumer rights

If you need help responding to a debt collector, or you are interested in learning more about our services, contact our Queens, Brooklyn and New York City consumer relief law firm for a free consultation.

We Can Help

Whether you are facing creditor harassment or the prospect of foreclosure on your home, our New York debt relief lawyers are ready to help you. With years of experience to our name and a commitment to personal involvement in our clients’ cases, we are well equipped to assist you through the legal process ahead.

We have tailored our practice to ensure that clients of The Hurwitz Law Firm have an in-depth understanding of their legal options and the potential risks and rewards associated with each of these options. To ease the financial burdens of our clients, we offer free consultations as well as flat-rate legal fees and an affordable monthly payment plan.

To take advantage of the affordable debt relief services that we offer to residents of Queens, Brooklyn and New York City, we encourage you to contact our office today!

Call or Text: (212) 221-9892